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MetLife Auto & Home®
Auto Insurance

The Auto AdvantageSM from MetLife Auto & Home reduces coverage gaps and covers hidden costs should you sustain a loss.

In addition to Coverage PlusSM 2, auto policies from MetLife Auto & Home include:

  • Identity Theft Resolution Service6
  • Driver Safety Discounts, Mature Driver Discounts, and Teen Driver Safety Programs7
  • 24/7/365 Claim Service at 1-800-854-6011
  • Flexible Payment Plans
  • Guaranteed Auto Repair Program (not available in MA)




Deductible Savings Benefit1
Rewards for claim-free drivers could mean more money in your pocket.

Replacement Cost for Total Loss2,3,5
If your new car2 were totaled, we’d replace it with a brand new auto. It’s that simple.

Replacement Cost for Special Parts2,4,5
We guarantee to replace certain major damaged parts (such as tires, brakes, battery, and shocks), despite their wear and tear condition at the time of the accident3. No depreciation, no hassle (not available in TX).

Enhanced Rental Car Damage Coverage5
We protect you even while you’re driving a rental car, plus we also cover the rental agency’s costly “loss of use” charges4 if a rental car you drove were damaged.

Guaranteed Auto Repair Program7
Any Repairs by an approved facility that need to be made to your car as a result of any accident are guaranteed for the lifetime of the vehicle (not available in MA).



1Not available in all states. In NY, a state-required minimum deductible is required before using this benefit.

2 Coverage PlusSM is available in most states at no additional cost to customers who elect to carry Physical Damage coverage (coverage for damage to your auto). Subject to deductible. See policy for restrictions.

3 Does not apply to leased, substitute, or non-owned autos. Applies within the first 12 months you own or the first 15,000 miles you drive a new auto, whichever comes first.

4 This coverage does not apply to theft of tires or batteries, unless the entire vehicle were stolen.

5 Subject to deductible and state availability. See policy for restrictions.

6 Available in most states on auto, motorhome, motorcycle, recreational vehicle, homeowners, condominium, renters, GrandProtectSM, PAK II, and mobile home (NY only) policies. Not available to auto policyholders in states such as FL, MA, NC, NH, NY, and PA.

7 Not available in all states.